Third Party Administration
Lowering premiums is our business.
Since 1975, Spooner has set the standard in Ohio for controlling workers’ compensation-related risk for employers.
Programs
Every path to a lower premium
From group rating to self-insurance, Spooner administers the full range of Ohio BWC cost-saving programs.
Group Rating
The Ohio Bureau of Workers’ Compensation lets qualifying employers receive premium discounts of up to 53% through trade associations and chambers of commerce.
Group Rating Renewal
We provide the questionnaires applicants need to request participation in the Ohio BWC Group Rating Program, administered by Ohio Group Management, LLC.
Grow Ohio
New BWC policyholders can save up to 53% on workers’ compensation through the Grow Ohio Incentive Program.
Group Retro
Spooner manages the safest Group Retro program in Ohio — the only program that requires safety inspections to reduce claims and OSHA citations.
Self-Insured Services
We focus on preventing excessive compensation and medical costs while facilitating an early, safe return to work.
Consulting Services
We help companies lower premiums and regain budget control over their workers’ compensation expenses.
Nurse Case Management
Medical case management for workers’ compensation as well as short- and long-term disability claims.
How we manage claims
Manage the process — don’t just process the paper
Claims Management
Early problem identification and thorough investigation of the medical and circumstantial evidence behind every claim.
Litigation Management
Independent attorneys handle contested claims at per-hearing rates — strong defense without runaway legal costs.
Return To Work
We coordinate realistic goals with expert vocational and medical services to get employees safely back to work.
Find out how much you could save.
Complete our online AC-3 form and Spooner will perform a no-cost evaluation to identify ways your company can save.